Travel and Health

Group Personal Accident

Protection against the financial impact of accidents for businesses.

What is Group Personal Accident?

Group Personal Accident is a product designed for any corporate entity that requires insurance protection against financial consequences of their employees being unable to work as a result of accidental bodily injury or illness. It can provide a lump sum and weekly benefits to assist the corporate entity to continue operating.

What does Group Personal Accident cover?

Group Personal Accident Insurance coverage typically includes:

  • Accidental Death: A lump-sum payment to the beneficiaries if a covered individual dies due to an accident.
  • Permanent Total Disability: Compensation if an individual is permanently unable to work due to an accident.
  • Permanent Partial Disability: Payment based on the severity of a permanent disability that partially impairs the individual’s ability to work.
  • Temporary Total Disability: Weekly or monthly payments to compensate for lost income if an individual is temporarily unable to work.
  • Medical Expenses: Coverage for medical bills incurred as a result of an accident, including hospitalisation and surgery.

Group Personal Accident Limits and Premiums

  • Premiums starting at £250
  • Underwritten by Ortus Underwriting
  • Comprehensive 24-hour coverage
  • Flexible coverage options and limits
  • Clerical and manual workers covered
  • Coverage for individuals up to 80 years old (restrictions may apply)

 

Our Appetite

We excel in organising Group Personal Accident Insurance for a diverse range of businesses, encompassing both traditional and emerging professions:

  • Cleaning & Maintenance
  • Construction Workers
  • Education & Research
  • Emergency Services
  • Financial & Professional Services
  • Healthcare
  • Retail & Wholesale Businesses
  • Transportation & Logistics

This list is not exhaustive; we are open to considering any Group Personal Accident risk and can tailor coverage to suit your clients’ needs.

How can DOA help?

Brokers benefit from DOA’s innovative online systems and exemplary service. Our user-friendly platform streamlines operations and our dedicated team ensures quick response times and expert guidance.

If you would like to submit an enquiry to us online and already have access to our online facilities, please click the button below to complete your enquiry (please have your username and password ready).

Online Facilities

For support, please contact:

Francesca Jones Assistant Online Account Handler 01371 705111
Work With Us If you do not already have an agency and would like to become a DOA agent, you can apply here:

 Agency Application