Professional Risks

Professional Indemnity Package Policies

Offering a single policy solution for professionals and businesses including Combined Liability, Material Damage, All-Risks, Business Interruption, and Management Liability Insurance when purchasing a Professional Indemnity policy.

What are Professional Indemnity Package Policies?

Under a PI Package Policy, professionals and businesses alike can secure a single, all-inclusive policy. This policy seamlessly combines critical coverages, all within the framework of your Professional Indemnity Policy.

This integrated approach simplifies the insurance process while ensuring you have a comprehensive solution.

What can Professional Indemnity Package Policies Cover?

PI Package Policies provide a broad spectrum of coverage, including:

  • Professional Indemnity Coverage: Protection against claims for professional negligence
  • Liability Coverage: Protection against legal claims (Employers’ Liability/Public Liability)
  • Material Damage: Safeguarding against damage to buildings, contents, computers and stock
  • All-Risks Insurance: Coverage for your portable equipment outside of your office and available anywhere in the world
  • Business Interruption: Indemnity for income losses and additional expenditure due to an insured loss or damage of your property
  • Management Liability Insurance: Shielding against claims targeting management decisions and actions

Professional Indemnity Package Policies from DOA

We benefit from preferred broker & partnership status with many of our Professional Indemnity Insurers. By reviewing and understanding all submissions, utilising our years of broking and underwriting experience and expert knowledge of the market, we receive prioritised service and competitive terms.

This, combined with our specialised expertise in placing all types of Professional risks enables us to provide our brokers with unrivalled support giving them peace of mind that their clients are getting the outcomes they deserve. We prioritise the best service and prompt turnaround times, often addressing and quoting enquiries within the same day. Our services also include:

  • Place risks with specialised PI Insurers, MGAs and Lloyd’s syndicates
  • Receive quotes for most inquiries within 24/48 hours (with full underwriting information)
  • Comprehensive technical and market support throughout the broking process
  • Full access to the PI market with the ability to underwrite “in house” on our delegated binders
  • Competitive and flexible commission rates on both “open market” quotations and our own binders
  • No minimum or maximum premiums

Our Appetite

We excel in organising Professional Indemnity insurance for a diverse range of businesses, encompassing both traditional and emerging professions such as:

  • Accountants
  • Architects
  • Business Consultants
  • Design & Construct
  • Engineers
  • Estate and Letting Agents
  • Fund Managers
  • Insurance Brokers and IFAs
  • IT Professionals
  • Media Professionals
  • Medical Professionals
  • Recruitment Agents
  • Solicitors
  • Surveyors

This above list is not exhaustive, we will look at any PI risk, including “distressed” risks.

How can DOA help?

With our expert team of underwriters, brokers, and claims handlers, DOA is dedicated to providing brokers with the right insurance solutions for their clients. We pride ourselves on our prompt, accurate and competitive solutions. Our experienced team has the knowledge and skills to guide brokers throughout the quotation journey and the policy period.

As well as DOA’s exemplary service brokers can rest assured that we will provide your clients with policies placed with leading Professional Indemnity Insurers that all have been vetted by our agency team for their Financial Strength.

Contact us

Contact us for a quotation:

Andy Taylor Professional Risks Team Leader 01371 878558
Steve Knight Professional Risks Senior Underwriter 01371 878530
Work With Us If you do not already have an agency and would like to become a DOA agent, you can apply here:

Agency Application