Schemes

Wet & Dry cleaners’ package

You clean and DOA protect with bespoke package policies.

What is Wet & Dry Cleaners Package Insurance?

Our Wet & Dry Cleaners scheme is a bespoke product, suitable for micro, SME, sole trader Drycleaners, Laundries, Launderettes, Ironing Services, Shoe Repairers, Key Cutting Services and other associated trades.

What does Wet & Dry Cleaners Package Insurance cover?

This scheme offers similar coverages provided by our Retail Insurance product, with the addition of the following special extensions:

  • Carpet cleaning machines
  • Customer goods handed out in error
  • Outsourcing of work
  • Treatment damage (Including Treatment for sheepskin, leather, suede and fur articles)
  • Theft of or damage to customer’s goods

Limits and Minimum Premiums

  • Premiums start at £350 + IPT*
  • Total sum insured up to £1,600,000 (any one location)
  • Coverage as standard includes Customer Goods in Trust, Stock, Money, Goods in Transit, Business Interruption, Employers Liability and Public/Products Liability
  • Extensions include Treatment Damage, Customer Goods Handed Out in Error and Theft of Customers Goods in Trust

*DOA Underwriting Ltd fees apply, advised on each quotation.

Our Appetite

  • Dry cleaners
  • Retail premises
  • Laundry services (up to 50% of turnover)
  • Attended Laundrettes
  • Part-attended Laundrettes (up to 50%)
  • Receiving Shops, Shoe Repairs, Ironing Parlours, & Key Cutters
  • Non-domestic garments may be considered, subject to further details

Outside of our Appetite

  • Risks in converted factories or large industrial units
  • Commercial Laundries
  • Risks with high percentages of commercial cleaning
  • Regular cleaning of oily and greasy garments
  • Unattended premises closing on a time loc

How can DOA help?

Our scheme can assist you in making sure your clients are protected with the right cover under one policy.

The Commercial team at DOA provide specialist expertise to underwrite a wide variety of retail businesses, some of quirky or unusual requirements.

If you would like to submit an enquiry to us online and already have access to our online facilities, please click the button below to complete your enquiry (please have your username and password ready).

Online Facilities

If you have an agency with DOA, you may contact us directly for a quotation:

John Harris Head of Trading & Distribution (Property & Liability)
Work With Us If you do not already have an agency and would like to become a DOA agent, you can apply here:

 Agency Application