Professional Risks

Medical Malpractice Insurance

Caring for medical professionals and safeguarding them from accusations of negligent treatment.

What is Medical Malpractice Insurance?

Medical Malpractice Insurance, also known as Medical Liability Insurance, Medical Negligence Cover, Med Mal or Medical Indemnity is designed to protect Medics and Healthcare professionals against any claims or allegations of clinical negligence, poor treatment or medical malpractice.

Claims allegations can create very stressful scenarios. However, covering your clients with Medical Malpractice Insurance could help ease the stress by allowing them to speak to Medico-Legal specialists and use the Claims helplines to discuss their matter.

Our indemnity policies are wide and varying and can cover a wide range of individual medical professionals including Doctors, Dentists, Opticians, Pharmacists and Mental Health Professionals. We are also able to cover entities such as Hospitals, Clinics and Surgeries.

What does Medical Malpractice Insurance cover?

In order to offer extensive coverage for medical malpractice, a range of policies will be required to ensure your client is fully covered, such as:

  • Legal Expenses – These include expenses associated with defending against allegations of medical negligence.
  • Fitness to Practice – Giving cover to protect individuals for conduct matters brought by their governing or regulatory bodies,
  • Financial Loss – This Insurance coverage is for compensation or verified financial losses resulting from medical malpractice.
  • Breach of Duty – This Insurance coverage is for claims resulting from treatment that was administered below the acceptable standard.
  • Causation – This is Insurance coverage for claims arising from inadequate medical treatment.
  • Misdiagnosis – This provides protection against misdiagnosis of injuries, illnesses, or other medical conditions.
  • Run Off or Extended Reporting Period (ERP) – This provides cover for retirement or career breaks

Medical Malpractice from DOA

We have tailored solutions for all of your client’s medical Indemnity needs – we can cover a sole trader providing complimentary health up to a large clinic or medical facility  We have a large panel of Insurers who can offer Medical Indemnity for a wide range of customers plus we have the knowledge to guide you to ensure the advice you give is the most up to date.

We offer:

  • Wide range of Insurers, MGAs and London Markets on our panel
  • Ability to place small complementary treatment practitioners to larger medical establishments
  • Advice on the best solutions for your clients and an overview of the current medical landscape – advice on Mutuals, Discretionary Indemnity and Government Consultations
  • Research, Testing and Clinical Trials
  • Meditech
  • Competitive commission rates

How can DOA help?

With its expert team, DOA is dedicated to obtaining brokers the right insurance for their clients promptly, and our experienced team possess the knowledge and skillset to help you every step of the way.

Brokers also benefit from DOA’s exemplary service while providing clients with policies placed with leading Financial Professions Insurers.

Contact us for a quotation:

Andy Taylor Professional Risks Team Leader 01371 878558
Steve Knight Professional Risks Senior Underwriter 01371 878530
Work With Us If you do not already have an agency and would like to become a DOA agent, you can apply here:

 Agency Application