What is Excess Liability Insurance?
Excess Liability Insurance is a separate policy providing an additional layer of cover over and above that of the underlying primary policy.
Liability
Additional coverage for Public, Products & Employers Liability.
What does Excess Liability Insurance Cover?
When a liability claim surpasses your primary insurance cover limit, Excess Liability Insurance covers the remaining amount, up to its predefined limit.
How can DOA help?
We cater for a wide variety of risks from cafes to building contracts up to £50m limit of indemnity.
Our bespoke user-friendly online platform simplifies operations, while our dedicated team of underwriters ensure rapid response times and professional guidance. Minimum premiums start from £150, you can obtain quotes and incept cover online in minutes.
✅ Low premiums
✅ A rated capacity
✅ Rapid turnarounds
It is important to note that the specific coverage and exclusions can vary between insurance policies and providers.
Limits and Minimum Premiums
- Premiums starting at £150 plus IPT*
- Flexible commission adjustments
- Coverage limits up to £50,000,000
- Unlimited turnover
- Will align with any UK-regulated or Lloyds’ primary insurer
*DOA Underwriting Ltd fees apply, advised on each quotation.
Our Appetite
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This above list is not exhaustive, we cover over 100 trades, ensuring that we can meet the specific insurance needs of a wide variety of businesses and professions.
If you already have access to our online facilities, please click the button below to submit your enquiry.
Online FacilitiesIf you have an agency with DOA, you may contact us directly for set up on the system:
Work With Us
If you do not already have an agency and would like to become a DOA agent, you can apply here:
Agency Application