Property

Hotels and Guest Houses

Sleep easy with protection for hospitality risks.

What is Hotels and Guest Houses insurance?

The DOA Hotels and Guest Houses Insurance specialises in covering the needs of small hotel owners, operators, and guest houses against loss, damage and their legal liabilities in connection with the business.

What does Hotels and Guest Houses Insurance Cover?

Hotels and Guest Houses insurance offers protection against property damage including fire, theft and flood damage, business interruption, employers, public and products liability.

The policy provided by DOA also includes the following as standard:

  • Deterioration of stock/frozen food.
  • Money – both on the premises and in transit.
  • Goods whilst in transit away from the premises.
  • Loss of licence.
  • Legal expenses.

Limits and Minimum Premiums

  • Premiums start at £500 + IPT*
  • Total sum insured up to £10,000,000 any one location
  • Coverage as standard includes Property Damage, Business Interruption, Money, Goods in Transit, Employers Liability, Public / Products Liability and Commercial Legal Protection
  • Extensions available for Specified All Risks, Terrorism, Personal Accident, Fidelity, and Loss of Licence

*DOA Underwriting Ltd fees apply, advised on each quotation.

Our Appetite

  • Bed & Breakfasts
  • Guest Houses
  • Hotels

With our meticulously designed policies, your clients can have confidence and peace of mind, knowing their business is effectively protected.

Outside of our Appetite

  • Emergency housing or asylum seekers

How can DOA help?

The Commercial team at DOA provide specialist expertise to underwrite a wide variety of Hotels and Guest Houses risks.

If you would like to submit an enquiry to us online and already have access to our online facilities, please click the button below to complete your enquiry (please have your username and password ready).

Online Facilities

If you have an agency with DOA, you may contact us directly for a quotation:

John Harris Head of Trading & Distribution (Property & Liability) 01371 878577
Work With Us If you do not already have an agency and would like to become a DOA agent, you can apply here:

 Agency Application