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What is Retail Insurance?

Retail Insurance is an insurance policy that safeguards businesses selling goods and services to consumers.

Each Retail policy provided by DOA can be tailored to fit various businesses, including grocers, newsagents and clothing boutiques.

What does Retail Insurance Cover?

Specific coverages offered by Retail Insurance policies can vary depending on the provider and the needs of the business. A typical Retail policy is likely to include the following:

Property damage: This can be caused by fire, storm, vandalism or other events.

Theft or attempted theft: This could include stock, contents and money.

Business interruption: Interruption or interference with the business caused by specific insured events.

Public Liability: From third-party bodily injury or property damage on business premises.

Product liability: These can arise from defective or harmful products sold by the business.

Employers liability: This can cover medical expenses and lost wages for employees injured on the job.

How can DOA help?

The Commercial team at DOA provide specialist expertise to underwrite a wide variety of retail businesses, some of quirky or unusual requirements.

If you would like to submit an enquiry to us online and already have access to our online facilities, please click the button below to complete your enquiry (please have your username and password ready).

Online Facilities

If you have an agency with DOA, you may contact us directly for a quotation:

John Harris Head of Trading & Distribution (Property & Liability) 01371 878577
Work With Us If you do not already have an agency and would like to become a DOA agent, you can apply here:

Agency Application